Debt Review or Debt Counselling, is a debt solution and formal debt rehabilitation program targeted at South African consumers who are over indebted and struggling to manage their finances.

The National Credit Act (NCA) introduced Debt Review in order to prevent consumers from being placed into personal administration and avoid them having to deal with any long term effects.

The process also ensures that debt counsellors follow strict and ethical guidelines when assisting clients in gaining financial well-being.


Debt review is a debt management solution that is aimed at helping South African consumers solve their debt problems. The process of debt review will ensure that the client’s debt repayment plan is extended and their current interest rates are reduced.

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